A Guide to Uber Injury Claims: Legal Actions for Compensation
A Guide to Uber Injury Claims: Legal Actions for Compensation
Blog Article
Uber has changed the way we travel. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, leading to potential passenger injuries.
In this article, the most common injuries in Uber-related accidents, the process of determining fault, along with legal options for pursuing a claim.
Common Uber Injuries
Passengers in an Uber may suffer many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.
Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for uber accident lawsuit liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.
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